DearTime makes employee insurance affordable, simple, and accessible through fully digital means and restores the quality of life of your employees in times of need.
Show your employees you care. Here’s what we offer
Affordable
No Commission
We sell insurance directly to you with instant quotation and without any third-party commission.
No Tax
We offer employee insurance as individual policies, not group policies, hence 6% tax is exempted.
Simple
Easy Management
Edit coverage and staff whenever you like. Employee insurance auto-renews with a full quotation.
Easy Claim
Your employee scans face to claim directly from us without needing to claim through the employer.
Accessible
Everyone
With DearTime, every SME and Start-up can afford employee insurance.
Everywhere
Manage your employee insurance wherever you are. Live chat/call for assistance.
Why Should I Buy Employee Insurance?
Show your employees that you care
Offering employee insurance demonstrates your company’s stability and care for employees.
Foster stronger employee appreciation
Adequate employee insurance gives your employees a reason to stay loyal to your company.
Boost morale & productivity
Employee insurance gives your employees a peace of mind in case of any mishaps during work.
Minimise business disruptions
Your employees can get immediate medical treatment for a speedy recovery to return to work.
Enjoy tax exemption & deductible
Insurance premiums are exempted from 6% tax and are tax deductible as allowable expenses.
Our end-to-end process is fully digitalized, making it convenient and effortless for you and your employees
Buy
Add employee and pay premium online.
Add Employees
Add employees one at a time or download excel template for bulk adding.
Pay Premium
FPX payment method (for new employees, their in-app acceptance is required).
Auto-renewal
Employee insurance auto-renews upon next due date with instant full quotation.
Edit
Manage employee Insurance online.
Remove Employee
Select the employees you want to stop paying premiums for and remove.
Edit Coverage
Increase/decrease coverage anytime (for coverage increase, employee’s in-app acceptance is required).
Edit Due Date
Choose your desired premium due date and premium frequency.
Claim
Employee claims directly, no action from employer.
Scan Face
Employees choose the coverage to claim and scan their face for verification.
Flash Code
A unique claim code will appear. Employees flash it at our panel hospital.
Wait For The Money
No further action. Approved claim money is deposited within 7 days.
